- In a large pot, heat olive oil over medium heat. Add the diced onion and cook until soft, about 3 to 4 minutes. 
- Add garlic, green chilies, cumin, chili powder, oregano, salt, and pepper. Stir and cook for another 1 to 2 minutes. 
- Add shredded chicken, white beans, and chicken broth. Stir to combine and bring to a simmer. 
- Reduce heat to low and stir in cream cheese until fully melted and the chili is creamy. 
- Add Monterey Jack cheese and stir until melted. 
- Serve hot with chopped cilantro on top and optional tortilla chips or warm rolls.